Privacy Policy

Updated November 1st, 2012

Acceptance of terms
Refactor America is committed to protecting your privacy. The following spells out our current privacy practices with regard to the information we collect when you interact with our website. By accessing www.refactoramerica.com, you acknowledge and understand this Privacy Statement and consent to the information collection and use practices described here.

Information We Collect and How We Use It
Refactor America collects certain information from and about its users three ways: from our host’s Web Server logs, the user, and with Cookies.

Web Server Logs: When you visit our Website, we may track information to administer the site and analyze its usage. Examples include: Day & time you visited, your IP address, your Internet Service Provider, the state or country from which you accessed us, the type of browser or computer you use, how many links you click within the site, Web page you came from and the pages you viewed.

Cookies: We may use cookies to personalize or enhance your user experience. A cookie is a small text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a Web Server in the domain that issued the cookie to you.

Refactor America reserves the right to share aggregated site statistics with partner companies, but does not allow other companies to place cookies on our website.

You may choose to accept or decline cookies. Most Web browsers automatically default to accept them, but you can usually modify your browser setting to decline cookies. If you reject cookies by changing your browser settings then be aware that this may disable some of the functionality on our Website.

User’s Personal Information: Visitors to our website may be able to register to use our services, attend events, make a purchase, join a community or upload/download information. When you register, you will provide personal information such as name, address, email, telephone number or facsimile number and other relevant information. If you are making a purchase, we will request financial information including your credit card number, expiration date, and security code. Any financial information we collect is used only to bill you for your purchase. This information may be forwarded to your credit card provider.

We will not disclose personally identifiable information we collect from you to third parties without your permission except to the extent necessary, including: To fulfill your requests, to protect ourselves from liability, to comply with the terms and conditions of our internet host provider, in response to a legal process or if Refactor America changes ownership.

Accessing Web Account Information
We will provide you with the means to ensure that personally identifiable information in your web account file is correct and current. You may review this information by contacting us by sending an email to us privacy@refactoramerica.com.

3rd Party Policies
Related services and offerings linked to or from this website have their own privacy statements that can be viewed by clicking on the corresponding links within each respective website. Since we do not have control over the policies or practices of participating merchants and other third parties, we are not responsible for the privacy practices or contents of those sites. We recommend you review their policies before you provide any personal information or complete any transaction with them.

Contact Us
If you have questions regarding this Privacy Statement, please send an email to privacy@refactoramerica.com or send via US Mail to Refactor America 3380 La Sierra Ave., Suite 104-744 Riverside, CA. 92503. We will use reasonable efforts to promptly respond and resolve any problem or question.

Changes to this Policy Statement
Refactor America may occasionally update this privacy statement. When we do, we will also revise the “updated” date at the top of this Privacy page. You should periodically review this privacy statement to stay informed about how we are protecting the personal information we collect. Your continued use of the service constitutes your agreement to this privacy statement and any updates.